Buying a property can be quite overwhelming – it’s no small matter. It is a huge financial and emotional undertaking. You want to work with someone who represents YOU. That’s Deb’s priority – to have YOUR best interest in mind and promise you the unparalleled level of service, confidentiality, loyalty and representation you deserve.
You need someone who knows the ins and outs of the real estate industry, a broker who understands buying property, the process of buying property and one who is intimately familiar with town and state laws. You also want an agent who has incomparable knowledge of and understands the ever changing market. Most purchases are investments and you need someone who understands the present and potential future financial implications, good and bad. Remember what happened from the crash of 2008? Deb’s 17 years in real estate have equipped her with invaluable expertise.
You also want someone who understands YOUR personal goals, timeframe and needs. In today’s society, you need to be able to rely on the generosity and concern of others to thrive. Taking care of her clients and having a hands on relationship is Deb’s mantra when guiding you through the buying process.
Here are some of the key areas Deb will help you with:
Getting pre-approved by a lender. This is important information to have when you start seriously looking at properties. The lender will go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs. Knowing what you can afford helps you stay within certain parameters when looking at homes. In addition, when submitting an offer, all Sellers want some form of proof that you have the funds, so a pre-approval letter is a key negotiating tool to show Sellers you’re the real deal.
Choosing a home. For most buyers, choosing a home is a financial commitment but it’s an emotional process. Deb will help by giving you honest, no BS information about each property. In addition, Deb will show you the sold comparisons so you understand the pricing and the true values of the properties you’re looking at. And no matter how long your search takes, a few weeks to a couple of years, Deb will keep you in the loop with new inventory, price changes and sold properties so you know what’s happening in the market and within your property parameters!
Making an offer. Once you’ve found the home of your dreams, Deb will help you determine a fair price, based on sold comparisons, and help you structure an offer and negotiate to get the very best deal possible. Such an offer will include very specific contingencies that will protect you and your money should any issues arise during the transcation. Once an offer is accepted, Deb will guide you through the inspection processes and be present every step of the way to help you understand what’s normal and not normal. Should any concerns arise from the inspections, Deb will help you re-negotiate or remedy the concerns so you can comfortably move forward with peace of mind.
Selecting an attorney and Closing. Deb will refer an attorney to you to help guide you through the rest of the transaction which is the signing of the Purchase and Sale agreement and the closing. The P&S is a more profound version of the Offer with more specific legal details that only a licensed attorney can address. It’s important to have counsel who is knowledgable with the intracacies of the town, county and state laws, but it’s equally as important to have someone who is working in your best interest and who is making sure you don’t get screwed! Deb works with and will refer some of the best attorney’s around who she trusts implicitely. And, have no worries…Deb isn’t going anywhere! She will be with you every step of the way, working in conjuction with your attorney to make sure the rest of the transaction progresses smoothly and that you are celebrating with peace of mind on your closing day!
Call or e-mail Deb to talk about how she can help you. You won’t be disappointed! She looks forward to hearing from you and is happy to help you in whatever your real estate needs may be!